When is a good time to put your house up for sale before you want to move?
"The art comes in when you work with an experienced Realtor who has a strong feel for the local market, knows your neighborhood and understands the flow of home sales."
Come and let our experienced Realtors at Tahy Real Estate Group help you understand your local market and give you the best advice when listing your home!!!
Boost Your Credit Score When Getting Ready to Purchase Your NEW Home!!
While there's no quick fix for bad credit, taking steps to improve your credit profile can raise your score over time:
If you have any collections or judgments against you, pay them off as quickly as possible.
Bring your over-the-limit and past-due accounts up-to-date.
Pay all bills on time.
Try to reduce your credit card debt to 25 percent or less of your credit line on each card.
Don't open new lines of credit.
Don't close your credit card accounts because then you'll be using more of your overall credit limit.
If you have an old credit card that you haven't used in a while, you can use it and then pay the bill in full to show that you can responsibly handle credit.
Can I Buy a Home With Bad Credit?
According to automated mortgage solutions giant Ellie Mae, in 2013 31 percent of loan approvals had an average FICO score under 700. If your credit scores are close to 700, you may still get approved for a mortgage with other positive factors on your application. For example, a steady employment history makes you a lower-risk applicant. Your application will also look more favorable to lenders if you can put at least 20 percent down on a home and have enough cash reserves left over to make three-to-six months worth of mortgage payments. Never hesitate to contact an agent, we are more than willing to help you start the process for the biggest investment of your life!!!!
Our agents at Tahy Real Estate Group are here and committed to getting you the best deal out there.
Licensed in New York State.